Construction Insurance Online :: Calculators

Construction Insurance Online Financial Calculators

Construction Insurance Online is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Insurance Calculator
Explore your business insurance needs with our Business Insurance Calculator. Use different cost assumptions and business scenarios to estimate potential insurable amounts and better understand the factors that may affect your calculations.
Cyber Insurance Calculator
Explore the potential financial impact of cyber risks with our Cyber Insurance Calculator. Estimate possible costs associated with cyber incidents and test different scenarios to better understand your potential financial exposure.
Income Protection Insurance Calculator
Explore potential monthly income protection insurance amounts with our Income Protection Insurance Calculator. Use your income and basic financial details to estimate possible benefit amounts and see how different figures may affect your results.
Public Liability Insurance Calculator
Explore your public liability insurance needs with our Public Liability Insurance Calculator. Estimate potential cover amounts for your business and explore how different liability risks, business circumstances and coverage assumptions may influence the results.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Insurance News

New Specialty Capacity Arrives for Australian Construction Risks
New Specialty Capacity Arrives for Australian Construction Risks
03 Nov 2026: Paige Estritori
Munich Re Specialty's formal entry into the Australian primary specialty insurance market on 2 November 2026 is a notable development for builders, contractors, developers and project owners watching capacity across construction, engineering and surety lines. The Sydney-based operation is initially focused on property, construction and engineering, mining and surety business, with a stated emphasis on commercial and mid-market clients. - read more
Safety Data Puts Construction Insurance Discipline Back in the Spotlight
Safety Data Puts Construction Insurance Discipline Back in the Spotlight
15 Sep 2026: Paige Estritori
The latest national work health and safety picture is another reminder that construction risk is not confined to the site fence. When injury, fatality and serious incident trends remain elevated, the consequences can flow directly into insurance outcomes for builders, subcontractors, developers and project managers. - read more
Falls From Height Are Back in Focus for Construction Risk
Falls From Height Are Back in Focus for Construction Risk
08 Sep 2026: Paige Estritori
Renewed regulatory and industry attention on falls from height is a timely warning for Australian builders, subcontractors and project managers. While falls are usually discussed as a work health and safety issue first, they also sit squarely inside the insurance conversation because a serious incident can trigger workers compensation claims, public liability exposure, contractual disputes, investigation costs and reputational damage. - read more
Why Slower Building Approvals Can Become an Insurance Issue
Why Slower Building Approvals Can Become an Insurance Issue
01 Sep 2026: Paige Estritori
Australia’s latest building approvals commentary has again highlighted a difficult reality for the construction sector: the national housing task is ambitious, but the project pipeline remains uneven. Industry groups have pointed to approvals volatility, planning delays and capacity constraints as continuing barriers to lifting housing supply at the pace governments want. - read more
Workers Compensation Costs Are Back on the Construction Risk Agenda
Workers Compensation Costs Are Back on the Construction Risk Agenda
25 Aug 2026: Paige Estritori
Workers compensation is again moving from a payroll administration issue to a strategic insurance concern for construction firms. Recent attention on state scheme performance, premium settings and claims pressure is a timely reminder that builders and contractors cannot treat statutory cover as separate from the rest of their risk programme. - read more
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Professionals Insurance Articles

Income Protection Insurance for Construction Workers and Contractors
Income Protection Insurance for Construction Workers and Contractors
Construction work can involve physical risk, variable income and periods away from the tools. This guide explains how income protection insurance may relate to builders, subcontractors, sole traders and construction workers in Australia, and how it differs from workers compensation and business insurance. - read more
Factors That Influence Construction Business Insurance Costs in Australia
Factors That Influence Construction Business Insurance Costs in Australia
Construction business insurance costs can vary widely between builders, contractors and subcontractors. This guide explains the common factors insurers may consider when assessing premiums, including business activities, project values, cover limits, claims history and subcontractor use. - read more
Public Liability Insurance for Construction Businesses in Australia
Public Liability Insurance for Construction Businesses in Australia
Public liability insurance can help construction businesses manage third-party injury and property damage risks. Learn what it may cover, what is commonly excluded, and how certificates of currency work in Australia. - read more
NSW Construction Compliance Update: Professional Indemnity Insurance Requirements from 1 July 2026
NSW Construction Compliance Update: Professional Indemnity Insurance Requirements from 1 July 2026
The NSW construction industry is approaching a major compliance milestone. From 1 July 2026, a registered building practitioner in NSW must be indemnified under an insurance policy for work they carry out in that capacity. This change sits within the broader compliance framework established under the Design and Building Practitioners Act 2020 (NSW) and supporting regulation, which have progressively lifted accountability standards across building and construction work in the state. - read more
Staying Compliant: Understanding Insurance Obligations in the Construction Industry
Staying Compliant: Understanding Insurance Obligations in the Construction Industry
Insurance compliance is a cornerstone of operating successfully within the construction industry. It ensures that businesses adhere to legal standards while safeguarding their projects and employees. Ignoring these obligations can result in hefty fines and damage to a company’s reputation. Thus, staying compliant is not just a legal duty but a smart business strategy. - read more

Knowledgebase
Surrender Value:
The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.

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