Construction Insurance Online Cyber Insurance Calculator

Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Cyber Insurance – Limit & Sublimits Estimator

Scope an appropriate overall limit and indicative sub‑limits for incident response, business interruption and cyber extortion. This is a planning tool — not a quote.

Business profile

Industry

Annual revenue ($) Use latest FY. Impacts BI and extortion sizing.

Estimated daily gross profit ($) A proxy for daily loss if systems are down (turnover × margin / 365).

Worst‑case downtime (days) How long you might be materially impacted after a major incident.

Data & payment exposure

Unique personal records stored Customers, patients, students, members, etc.

Sensitive data types

Payment cards processed (per year) SAQ‑D exposure drives higher third‑party costs (PCI/DSS).

Where are affected individuals located? Regulatory/notification costs rise with overseas exposure.

Security posture (controls)

MFA on email & admin?

Backups (tested & offline/immutable)?

Remote access exposure

Cyber incidents in last 3 years?

Contractual requirement (if any)

Minimum limit required Set by customers, partners, or contracts. Acts as a floor.

Key dependency Dependency affects BI risk if core systems go down.

Calculator outputs are estimates only and do not constitute quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

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Insurance News

Significant Reductions in Australian Construction Insurance Premiums

20 Dec 2025: Paige Estritori

The Australian construction insurance market has experienced a notable shift in 2025, with premiums decreasing across various lines due to intensified competition among insurers. According to Marsh's Construction Insurance Market Update 2025, the first half of the year saw average premium reductions ranging from 5% to 15%, marking a significant departure from the upward trend observed in 2024. - read more

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The South Australian Government has taken decisive action to bolster homeowner protection in response to a surge in builder insolvencies. Effective from 1 October 2025, the maximum insurance payout for homeowners will increase from $150,000 to $250,000. This measure aims to provide greater financial security to homeowners left with incomplete or defective properties due to builder failures. - read more

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Knowledgebase

Whole Life Insurance:
A type of life insurance that provides coverage for the insured's entire lifetime, with a savings component that builds cash value.

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